Success Stories

UJIRANI WOMEN GROUP SUCCESS STORY

UJIRANI women groupwas started in 2008 with twenty six registered members all women aged between 18 & 50 years. The aim of the group is to nurture its members by improving their livelihood. UJIRANI women group has made a lot of progress since its inception.

The members were able to start a merry go round which helped members and therefore started table banking where members could borrow and repay the short term loans with an interest of 10%.

In 2008 the members applied for the 1st loan cycle and were given a loan of Kshs.50,000.00 by Women Enterprise Fund. The group bought 60 iron sheets for their two members. They wanted to start a poultry business but felt the money was not enough and loaned it to members with 10% interest.

They applied 2nd loan cycle of Kshs.100, 000 in 2011; they group utilised the money by buying iron sheets for the rest of the members.

3rd loan cycle of Kshs.200, 000 in 2014; The amount was ploughed in agriculture where the members ventured into banana and crop farming. The members were also able to construct wells for some members of the group.

4th loan cycle of Kshs. 350,000 in 2015; the money was utilised to construct wells for the rest of the members who all ventured into farming from well water that they utilised for irrigation purposes.

5th loan cycle of Kshs.500, 000 in 2017; the group bought six motorcycles, for transporting their products to the market.

6th loan cycle of 500,000 in 2018-The group injected the amount into the account, for the members to borrow and return it with interest 10%.

The group has been engaged in activities that include:

  • Food security-The group members have been doing irrigation farming hence securing food for the household.
  • Education-Members have been paying school fees for their children from high school to university without problems.
  • Social support-The group support community by providing tents and kitchen utensils during wedding and funerals by charging them less.
  • Housing-Every household of the group member has got a decent house since they have been practising merry go round for iron sheet.

The group has started a dairy goat project with 12 dairy goats. Five goats now have kids, increasing production. The group is selling at least five liters of milk daily with each litre going for Kshs.100.00.

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THE SUCCESS STORY OF SUNFLOWER WOMEN GROUP

 

 

Sunflower Women group is a community based women organization group formed with a major aim of uplifting the socio economic standards of its members and the surrounding community through self-sponsored businesses and loaning funding partners.

The group was started on 16th March 2006 and is located in Migori Market, Suna East Migori County. The group comprises of 8 women and 2 men who are of age 21 to 60 and both stay around Migori town. Most of the members operate their businesses around Migori and Nyasare village.

Before WEF funding, the group was practicing merry-go-round and table banking as their main activities. Merry-go-round was done on a weekly basis where the members used to contribute KSH. 200 which were being given to the member visited. They also used to contribute KSH 200 as members shares for table banking on a weekly basis. In a month the group would collect up to (15 members × 4 weeks × KSH 200) = KSH 12,000 × 12 months =KSH 144,000 table banking shares in a year.

The group did not employ anybody for there was no manageable project, the group also faced quite some challenges like inadequate supply of water low quality education access to the group families poor health care and insufficient funds to improve their businesses.

The group received their first loan cycle on 29th October 2015 of amount ksh. 100,000. The group added KSH 50,000 to table banking and the remaining KSH 50, 000 to start agro forestry. Every member was being given KSH 10,000 per month which he or she would return with an interest rate of 10%, in a moth the group would earn (10 members × KSH 1,000 profit gained per person) = KSH 10,000 × 12 months = KSH 120,000 per year.

Having this amount in their account the group started different projects which include

  1. a)Welding Shop

The group open a welding shop where the group appointed one member to run the shop. To run the shop efficiently the group bought a welding machine worth Ksh. 30, 000, electrode needles used in welding worth 10,000, power oil worth Ksh. 5,000 and the group would also pay power on a monthly basis worth Ksh. 2,000. The total amount used to start the group project totaled to Ksh 50,000 inclusive of miscellaneous and transport charges.

The group received their second circle funding on 21st October 2016 of amount Ksh. 200,000. Every member could now borrow up to Ksh 20,000 and payback with and interest of 10% monthly. So in a month the group could get a profit of (20,000 × 0.1% × 10 members) = Ksh 20,000. With a steady income and much financial growth members started their own project which helped them to raise their living standards.

These individual projects include

  1. Hardware by

From the group funds managed to start his own hardware he explains that he explains that he has improved much.

  1. Welding shop by Joseph Ouma

Apart from running the groups hardware shop started his own hardware shop where he too has archived much

  1. Cybershop by Beatrice

Beatrice explains that the funds she received from the group she started her cybershop. The funds also enabled her to buy printers, photocopiers and computers

  1. Shop by Elsa Akwaramogi
  2. Mpesa and cereal shop by Sila Osodo

Since their funding by WEF, sunflower women group has recorded a great improvement in their social economic standards. Members can now get access to good health care, good food and quality education for their children Most of them live in permanent houses.

“We have a great change in our lives since we started receiving loans from WEF. We thank them for a steady women empowerment,” Saline Monica Awno, Treasurer.

   

THE SUCCESS STORY OF REJA REJA WOMEN GROUP

 

Reja Reja Women group is a community based women organization group formed with a major aim of uplifting the socio economic standards of its members and the surrounding community through self-sponsored businesses and loaning funding partners.

The group was started on 14 June 2014 and is located in Migori Market, Suna East constituency Migori County. The group comprises of 14 women who are of age 21 to 60 and both stay around Prinsol estate. Most of the members operate their businesses around Migori town and Prinsol state.

Before WEF funding, the group was practicing merry-go-round and table banking as their main activities. Merry-go-round was done on a weekly basis where the members used to contribute KSH. 200 which were being given to the member visited. They also used to contribute KSH 200 as members shares for table banking on a weekly basis. In a month the group would collect up to (14 members × 4 weeks × KSH 200) = KSH 11, 200 × 12 months =KSH 134,000 table banking shares in a year.

The group did not employ anybody for there was no manageable project, the group also faced quite some challenges like inadequate supply of water low quality education access to the group families poor health care and insufficient funds to improve their businesses.

The group received their first loan cycle on 3rd April 2015 of amount Ksh. 100,000. The group added KSH 50,000 to table banking and the remaining KSH 50, 000 was given to members to either boost or start their personal project. According to the loan officer, Mrs. Caren Otieno, the remaining amount was not enough financially to start a profitable group project. Every member was being given KSH 10,000 per month which she would return with an interest rate of 10%, in a moth the group would earn (14 members × KSH 1,000 profit gained per person) = KSH 14,000 × 12 months = KSH 168,000 per year.

The only problem that the group experienced during this period was inadequate funds to start group projects that were in plan. For example the group wanted to start a maize farming project but had no land and the money was not stable enough to hire a land for the group feared it might remain bankrupt. This was the same case to poultry farming. There was no enough cash to build a chicken house and to buy a hatchery machine at the same time.

Determined to start profitable group projects, the group decided to apply for a second loan which they received on 6th December 2016 amount Ksh. 200,000. This amount was used to start group projects which included:

  1. a)Maize Farming

The group hired a land at Ksh 20,000 and bought farm imputes worth Ksh. 16, 000/ and labor used, Ksh 5,000. Totally the group used Ksh 41, 000 to start farming. During low harvesting season the group sells one sack of 90Kg at Ksh 10,000.

  1. b)Poultry Farming

The group started poultry farming too. The group bought 200 two week old chicken Ksh. 300 each = Ksh 60,000. And Ksh 10,000 chicken feeds. Now the group has also a hatchery machine which they bought at Ksh. 15,000.

From the investment they group made on poultry, they now benefit by selling eggs which are sold at Ksh 350 per create and they also sell chicken at Ksh 1,200 during festive seasons. Apart from the improvement of the group projects the group members have also improved their personal projects.

Since their funding by WEF, Reja Reja women group has recorded a great improvement in their social economic standards. Members can now get access to good health care, good food and quality education for their children Most of them live in permanent houses.

“We have a great change in our lives since we started receiving loans from WEF. We thank them for a steady women empowerment,”Roseline Akinyi, chairlady.

THE TRANSFORMATION STORY OF SAMAKI WOMEN GROUP FROM MERRY GO ROUND TO MATATU OPERATORS

 

Samaki women group is a community based women organization group formed with a major aim of raising the socio economic standards of its members and the surrounding economy through self-sponsored businesses and loaning funding partners.

The group was registered in 2002 with the department of Social Services with a total of 25 members who were fish mongers within Migori fish market. All members stayed around Migori town. Their operational area of projects was between Migori town and Kisumu town.

Before funding by Women Enterprise Fund the group had merry go round and table banking as their main project. The group had KSH 100,000 in their from member savings account. The money was being given to first group of ten members of amount KSH. 10,000 each who would return it back with a profit of KSH 2,000 (20% interest rate) after one week. In a month this lending would, make two cycles to every member. The group would make a total of KSH 8,000 per month and a profit of KSH 96,000 per year.   For four years from 2012 to 2016 the group had KSH 384, 000 as their profit from table banking.

On 10th March 2015, they were funded their first loan cycle of KSH 100,000 which they added on their table banking project. During this period the group had a total amount of KSH 584,000 inclusive of their savings of KSH 100,000. (WEF loan KSH 100,000 + members savings KSH 100,000 + table banking profit KSH 384,000 = KSH 584,000), this made them to raise their interest rates from 20% to 30%. In a week, they were making KSH 12,000 as a profit from member’s interest ad by the end of their repayment period (12 months × 12,000 profit from interest) they made KSH 144,000.

They received their second loan cycle on 25th April 2016 which was KSH 200,000. This helped them boost their table banking and to this extent they had (members’ savings KSH 584,000 + interest profit KSH 144,000 + WEF funding KSH 200,000) KSH 928,000. From May 2016 to November 2016 they made (interest from members per month KSH 21.600 × 7 months = KSH 151,200) therefore (KSH 928,000 initial balance + KSH 151,200 profit from interest)= KSH 1,079,200

The group took KSH 1,000,000 and deposited to co-operative bank which allowed them a brand new minibus for their commercial project purposes. The bus is worth KSH 4,980,000. The group had a deficit of KSH 3,980,000 which the bank allowed them to repay in monthly installment of KSH 196,000

The bus started operating on 17th January 2017. It makes profit of KSH 7,000 per day. Up to date it has worked for 22 days (KSH 7,000 × 22 days = KSH 154.000)

The group added the collected amount from bus per week which is KSH 49,000 to their table banking which was remaining at KSH 79,000 which totals to KSH 128,000. For the last three weeks has been funding 6 members KSH 20,000 each at an interest rate of 20% per week. This has earned KSH 7,200 as their profit from table banking. (Profit from table banking KSH 7,200 + bus profit + initial balance)= KSH 240,200

      

Group members’ lives have changed since WEF funding and now they are able to access good health care, quality education for their children, good water supply and permanent houses. They are also self-employed and manage their own businesses.

“Since WEF funding Samaki Women group has showed quite a lot of improvements in loan repayment and project management. Our lives have changed and we have shown much of improvement. We thank Women Enterprise Fund it has given women a voice,” Florence Gumbaya, Chairlady

     Name: Florence Gumbaya

     Title: Chairlady

     Organization: Samaki Women Group

     Phone: 0720943294

         

     Name: Mary Agunga

     Title: Secretary

     Organization: Samaki women group

     Phone: 0724153341

In 2013, a group of women realized that without unity, they could not make it on their own. They therefore decided to start and registere a self help group known as Tujikaze. Poverty eradication was their main objective. They had a few resources within their rich, but this was enough to start them off. WEF came in handy to boost them and upon receiving their first loan, Kshs.100,000.00 they started a pottery project. Having engaged in other activities like table banking, poultry farming and small scale businesses part of the loan was used to boost these activities as well.

The 2nd loan of Kshs.200,000 was used to expand the group project and other individual businesses.

The pottery business has grown and as seen from the photos, the women have used their creativity to make beautiful works of art, classy you may call them too.

Partnering with the Fund helped the group start and expand their group project. They have also created employment for some of the youth in Ilesi Location. All in all, their living standards have been greatly enhanced and they look forward to furthering this relationship as they continue to benefit through loans, marketing and capacity building of the members by Women Enterprise Fund.      

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